The Lulu Exchange Salary Card in the UAE is one of the solutions for paying workers in the country. It is quite similar to a bank card, but it does not necessarily have to be connected to a bank account. Many employees regularly use the Lulu balance check options to confirm salary deposits.
People only need the card, and they can pay with it. Once a person has tried to get something with the prepaid card, the process of doing so can take very little time and make it efficient. The LuluExchange Salary Card is a good card for workers who do not have bank accounts. A possibility to use PayPal as a safe way to get and spend their money.
Key Features of the LuLu Salary Card
- Prepaid Card: The card is only paid when money is put on it. This prevents the overdraft. This is a digital wallet for your pay, which is operated in a digital manner.
- Follows UAE Work Rules: The card follows UAE job laws and regulated employment. The bosses pay on time. The laborers are able to see their payroll.
- Easy Tap Payments: You can take your card to the pay cashier, cafes, and big stores, and pay for your purchase by tapping it. Leave your credit cards or keying in the numbers at home.
- Get Cash from ATMs: Use the LuLu Exchange ATMs and airports in the UAE to get money. As a matter of fact, this service also works at certain ATMs located in other places.
- Phone App: The quickest means of getting money to friends is through the LuLu Money app, which allows you to send money, add phone credit to your account, look at your spending records, set limits and PINs, or even block your card if it should get lost.
- No Bank Account Needed: Without the use of a bank account you can receive your payment now. It is beneficial for workers who are either migrants or do not have a bank account. It also enables a greater number of people to make use of financial services.
One can feel safe about the card as much as one could expect to be of the bank account however, it is so easy to use that it could be mistaken for an ordinary card. This card has been widely used by many companies in UAE and a good number of workers. Over 30,000 companies and 400,000 workers are registered as users of it.
Why Checking Your Balance Matters
People can check the movement of funds on their card frequently to see when new funds are added. This allows you to immediately check if your payslip has been deposited into your bank account.
This is how you can determine if you should not make any more purchases because your balance is going down instead of staying the same. Little money on your card? Start saving some money to add to it. This keeps your card from failing when you make transactions with it.
Check your balance regularly, either weekly or daily. This helps you manage your finances more effectively and prevents any payment issues.
How to Do a Lulu Balance Check
There are many ways to check the money on your LuLu Exchange Salary Card. Pick the one that you will feel comfortable with the best:
1. Use the LuLu Money Mobile App
Does the app show the balance at a point in time?
- Get the LuLu Money app on your phone. Look for “LuLu Money” in the app store to perform a Lulu balance check and see your available funds instantly.
- Insert the app and log in. What is your phone number and the PIN? You can log in with them. If you don’t have an account, build a new one.
- Watch the primary screen. Look for your salary card part. From this, you can know how much money you have.
- The word “app” is used to tell the app, what you bought and how much money you got. Do you see ATMs, where you went also?
With which the app not only finds out if you purchased but also finds out the money that came and when you used the ATM. You can also see when you used an ATM.
LuLu Card works with the LuLu Money app, as mentioned by the Gulf News. Consequently, people can “check the account balance, download statements, and transaction history anytime they wish”. The app keeps track of all and transaction history is available.
2. Check by SMS Message
No internet? Want to use text? LuLu Exchange has an SMS balance service. Use your phone number that LuLu knows about:
Open the text app on your phone.
Write a new text like this:
- BAL [Your Card Number]
For example, if your card number is 1234567890123456, write:
- BAL 1234567890123456
- Send this text to 51199.
- Wait a bit. You will get a text back. It will show how much money you have.
This SMS way is fast for quick checks. Make sure you use the right phone number. Check the card number twice before you send. (You might pay for the text.)
3. Check at an ATM

ATMs might detect your balance in the Lulu Salary Card. Some other common ATM services to check your balance like this include:
- Finds a safe ATM machine which accepts Lulu exchange transactions or is a member of a bank that handles them (such as Emirates NBD, Emirates Islamic, Mashreq).
- Insert your Lulu pay card into the ATM. Enter your 4-digit PIN to continue.
- On the menu screen of the ATM, click on “Balance Enquiry” or something like that.
- The ATM will display the actual amount of money you have. Alternatively, you can print a receipt that provides the balance to keep for your records.
Nevertheless, A few ATMs might want to charge a small fee to check the balance. Generally, LuLu exchange ATMs don’t charge you. The advantage of ATM checking (paper record + cash right now) is that it is more convenient in case you quickly need to pull out cash.
4. Check at a LuLu Exchange Branch
If you want to chat to a person, you can go and check your UAB balance at the LuLu Exchange branch in the UAE as follows:
- Find a LuLu Exchange nearby. Look at their branch locations on their website.
- Go to the branch. Approach the worker, who will then inform you of your salary card balance.
- Present your salary card and Emirates ID. They need to confirm the details about you.
- The worker you are going to see will check your balance and will tell you the sum of money in your account.
To overcome such an issue, one may choose this way when one also needs assistance in other cases, like an error in the phone number or a broken card. Workers can explain how the system works.
5. Online Banking (Optional)
Web access for ICEX Cards is not on the menu. All balance updates are done through the app or SMS. Small businesses have an app called “MyPay Portal” for their payroll, but it is not for the rest of the card users.
See your Transaction History
Want to know if your balance is good. Looking at all your financial transactions thus far remains the better approach. It shows all the money transferred into and out of your card. Here is the way:
- LuLu Money App: First, you need to sign in and locate the salary card part. There will be a list of recent money move transactions here (date, store, sum).
- SMS (Maybe): The standard SMS message gives you your balance, then maybe it normally allows more than that. That is, some cards may give small reports that can be checked with the aid of specific SMS codes (ask LuLu to assist you).
- ATM Paper: You are hardly ever at an ATM and just checking the balance, right? This allows you to print a receipt that can be quickly read, i.e., it contains the last transfers and the remaining balance.
- Branch Paper: You should request a printed report when you go to a LuLu branch. It summarizes all the operations that have been done with your card.
By observing your money transfer, the appearance of your pay is a way not to miss the correct one, as well as to recognize any false deductions.
Conclusion
No matter which method you choose, app, SMS, ATM, or branch, doing a Lulu balance check regularly helps you stay in control of your salary and spending. There are multiple methods for verifying your balance in the LuLu Money App, including sending an SMS, visiting an ATM, and visiting a branch. LuLu Exchange provides digital solutions for smooth handling, too. These are the payment features that can be used, as well as the mobile app software. Understanding them also enhances the safe utilization of LuLu Salary Cards each day.